Welcome to 20 Neil Way, a rare lakefront retreat on Toddy Pond offering 3.45 acres with approximately 252 feet of private shore frontage. This unique property includes a beautifully updated 3-bedroom year-round chalet and a luxury 2-bedroom apartment above an oversized heated 3-bay garage-both sold fully furnished and move-in ready. The main home features 3 bedrooms, 2 full baths, an open loft, heated maple floors, quartz countertops, stainless steel appliances, a custom stone fireplace with a new woodstove, and a newly renovated primary suite with walk-in closet and luxury tiled shower. The apartment above the garage, completed in 2023, offers 1,260 sq. ft. of living space with white-washed pine vaulted ceilings, luxury vinyl plank flooring, a full kitchen, new primary bedroom with washer/dryer and walk-in closet, and a private deck with elevated lake views-perfect for guests or rental income. Outdoor amenities include two docks (one 80' long), 8'x12' float, a sandy swim area, a lakeside fire pit, and a generator/bunk house. The land comprises three contiguous surveyed parcels, including a 2.4-acre back lot with development potential and access from two private roads. Located in a peaceful, low-traffic area with only two neighboring properties beyond, this lakeside gem is just 11 miles from Bucksport, 13 miles from Ellsworth, 15 miles from Blue Hill, 33 miles from Bar Harbor/Acadia National Park, and 32 miles from Bangor International Airport. Toddy Pond offers nearly 2,000 acres of clear, scenic water with excellent fishing and endless recreation. Whether you're looking for a private family compound, year-round residence, or an investment opportunity, this turn-key property delivers space, style, and waterfront living at its finest.